FCA Regulation
Livesp-09 · 6,900 sections · 8 FCA Handbook Sourcebooks
Navigate FCA Handbook rules, check the Financial Services Register, and research FOS decision precedent. Built for compliance officers, IFAs, and financial services firms.
6,900
Sections
8
Sourcebooks
100%
Embedded
Current
Freshness
About this specialist
The FCA Regulation specialist navigates the FCA Handbook, checks the Financial Services Register for firm authorisations, and researches Financial Ombudsman Service (FOS) decision precedent. It covers all 12 core sourcebooks including COBS, ICOBS, CONC, MCOB, SYSC, and PRIN — essential for compliance officers, IFAs, and financial services firms.
Every response references specific Handbook rules, register entries, or FOS decision numbers. The specialist supports suitability assessments, regulatory permissions checks, and complaint precedent research. It is designed for regulated firms that need fast, accurate answers to compliance queries without manually searching multiple FCA systems.
Data Sources
8 sourcebooks · 6,900 sections| Source | Status |
|---|---|
PRIN — Principles for Businesses handbook.fca.org.uk |
Live |
COBS — Conduct of Business handbook.fca.org.uk |
Live |
ICOBS — Insurance: Conduct of Business handbook.fca.org.uk |
Live |
CONC — Consumer Credit handbook.fca.org.uk |
Live |
DISP — Dispute Resolution handbook.fca.org.uk |
Live |
SUP — Supervision Manual handbook.fca.org.uk |
Live |
SYSC — Senior Management Arrangements handbook.fca.org.uk |
Live |
MCOB — Mortgages & Home Finance handbook.fca.org.uk |
Live |
See it in action
Example queries the FCA Regulation specialist will handle.
What are the COBS rules on suitability reports for pension transfers?
Pension transfer suitability is governed by COBS 9.4. A firm must assess the client’s knowledge and experience, financial situation, and investment objectives before making a personal recommendation to transfer a defined benefit pension.
For DB pension transfers, COBS 19.1.6R requires a firm to start from the assumption that a transfer is not suitable, and the suitability report must demonstrate why a transfer is in the client’s best interests. A transfer value analysis (TVAS) must be included.
COBS 9.4 — Suitability ReportsIs firm X authorised by the FCA for insurance mediation?
I’ve checked the Financial Services Register for firm X. Here are the results:
FRN: 123456
Firm X Ltd
Status: Authorised
Permissions include: Insurance mediation — general insurance, life policies
The firm is authorised and holds permissions for insurance mediation activities. You can verify this directly on the FS Register.
Ready to navigate FCA regulation with AI?
FCA Handbook rules, FS Register lookups, and FOS decision precedent. Built for compliance officers, IFAs, and financial services firms.